News reports mostly focus on worrying trends or highlight sensitive issues, and they can be dispiriting if you read or listen to the news all the time. I’ve highlighted a few positive topics …

I had a fascinating conversation with a prospective client last week, and I wanted to share the gist of it. Before our meeting my prospective client raised questions about return on investment via Wealth Spring’s factfind …

The Lifetime Allowance (LTA) in the UK is set to be abolished from April 6th 2024. The Finance Bill is currently with the House of Lords but hasn’t yet received Royal Assent. …

Money doesn’t buy happiness, goes the cliche. But does it? I think most of us could imagine how extra money would help solve a problem in our lives, or allow us to buy that …

I had a client ask this question recently and it is an interesting topic. Choosing to invest is the most important decision, but once you’ve made that choice you’ve got to choose how …

There are a few benefits to running your own business; making your own decisions, building something you’re proud of, and controlling your time and calendar. Of course, though there can be the financial …

Sam Bankman-Fried, the ‘King of Crypto’ and ex-CEO of FTX has been found guilty of fraud. He could spend decades in prison. This article isn’t a cautionary tale about hubris or to explain …

It is the second question that comes up when you start a Google search for the words ‘is now a’. The first question is revealed at the bottom of this article. You’d be …

No doubt you’ve read about the high tax burden in the UK. It plays out in the media quite a lot. Politically it seems there is no chance of tax cuts in the …

Pensions are tax efficient investment vehicles that are chiefly designed to provide financial security in retirement. They can be used in a variety of ways and have specific benefits for business owners. However, …

I keep having conversations with clients and friends about the pros and cons of renting or buying property. I have summarised my thoughts below and provided a link to a brilliant tool, so read on. The …

A lot of people hear ‘pension’ and think pipe, slippers and old age. While people do often access their pension in old age, they are much more than the first image that …